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Smart Lending Solutions for Buyers and Investors
VORO Lending provides fast, flexible solutions backed by personalized high touch guidance every step of the way.
VORO Lending provides fast, flexible solutions backed by personalized high touch guidance every step of the way.
Nationwide, VORO Lending helps you achieve your real estate goals. From financing to closing, our expert team is ready to guide you every step of the way.
Easy, flexible private loan options to help individuals and new and experienced investors buy, fix, or refinance their primary residential or investment properties.
For Individuals & Families
VIEW CHARTFor Investors
VIEW INVESTOR CHARTCompare available loan options and key terms.
| Loan type | Who it's For | Loan Amount | Credit score | Down Payment | Term | Interest rate | Features |
|---|---|---|---|---|---|---|---|
| FHA | Buyers who want a home with low down payment | $250K+ | 620+ | 3.5% | Up to 30 years | Competitive | Limited savings needed for down payment |
| Conventional | Buyers seeking traditional financing | $250K+ | 660+ | 5-20% | Up to 30 years | Competitive | Flexible terms, Online pre-approval |
| VA | Military members & veterans | $250K+ | 620+ | 3.5% | Up to 30 years | Competitive | No PMI, Low fees |
| Jumbo Loan | Buyers purchasing high-value or luxury loans who need financing above conforming limits | $250K+ | 700+ | 10-20% | Flexible | Competitive | Strict DTI (debt-to-income) ratio requirements |
| Reverse Mortgage | Seniors ages 62 or older supplementing retirement income and seeking to eliminate monthly mortgage payments | $250K+ | N/A | N/A | N/A | – | Requires HUD counseling before applying |
| Non-QM | Self-employed or non-traditional income earners who need flexible terms | $250K+ | – | – | Up to 30 years | Competitive | – |
Investor-focused loan options and key requirements.
| Loan type | Who it's For | Loan Amount | Term | Max LTC/LTV | Features |
|---|---|---|---|---|---|
| DSCR | Rental investors | Based on property income | 30 years | Up to 80% | No personal income docs required in many cases. |
| Bridge | Fix and flip / value-add | Project based | 6-24 months | Up to 90% LTC | Fast closes and rehab draws available. |
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Total Monthly Cost
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Every VORO client receives high-touch, personalized guidance. When you reach out, you’ll be connected with a senior advisor who can walk you through your options, review your transaction, and help you choose the most strategic path forward. Immediate assistance is always just a call away.
VORO Lending does more than provide financing to buyers and investors — we’re a part of a full service brokerage that guides clients from contract to closing with title, insurance, legal and transaction expertise every step of the way.
Choose an option below to get started or call us today.
Absolutely! Our lending solutions are available to any qualified buyer, homeowner, or real estate investor, even if you’re not currently working with a VORO agent. We offer a variety of residential, investment, and business financing options designed to help you close faster and more efficiently.
Approval times can vary depending on the type of loan and the complexity of the application. In many cases, buyers can receive a pre-approval within 24–48 hours after submitting the required documents. Some investment and hard money loans may be approved even faster.
Typically, you’ll need basic financial and identification documents such as: Government-issued ID Proof of income or employment Recent bank statements Tax returns (if applicable) Information about the property or investment Additional documents may be requested depending on the loan program.
Our lending team evaluates several factors, including: Credit history and score Income and employment Assets and reserves Debt-to-income ratio Property details and investment potential We understand that every borrower’s situation is unique, so we work to find financing solutions tailored to your goals.
Disclaimer:
VORO Lending, LLC offers access to residential mortgage products through its principals’ NMLS-licensed sponsorships, and provides private bridge lending and commercial loan brokerage services in coordination with various third-party lending partners.
